Welcome to Kontomatik Blog

Card Linked Marketing (CLM) is a hot topic nowadays for many industries, yet it has not been explored significantly by the financial firms. This article explains the basics behind CLM, its status in the financial services industry and how it can be enhanced with a banking API technology.

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Scandals, frauds, bankruptcies and wipe-outs are nothing unusual in the financial world. They accompanied the industry since it was born, and 2016 was no different. Last year there were a couple of failures that cost billions of dollars and could lead to serious problems in the whole global economy.

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Top Banking Trends 2017

Innovation in the financial services is certainly a hot topic. It is fueled by ever-growing investments in the fintech sector, outdatedness of the core banking systems and the regulation that requires banks to cater for the new technologies. However, with so many things on a table, it might be challenging to define the top banking trends for 2017. Let us help you with that.

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The final implementation date for PSD2 is fast approaching. This groundbreaking set of rules is deregulating payments in The European Union. What does PSD2 mean? You’ll find out everything there is to know for consumers, fintechs, and banks. This is Payment Services Directive 2 explained.

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In most of the cases, a company is unable to offer financial services without identifying a customer. However, usually this process is either done offline or is performed online, but sloppily. In this article, we are going to take a look at the most common ways of verifying a customer identity online and will forecast the most popular ways of doing this in just a few years from now.

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The Digital Era is not only about the entertainment we get streamed straight to our personal devices. It’s also about the way we use other services that once used to be settled in a very analogue world of brick-and-mortar offices, with employees being your interface used in real time and face to face. Do you remember video stores? Definitely. When was the last time you've seen one? And the same can happen to banks.

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Today we will take a look at the main differences between online banks and traditional banks that offer internet banking systems. We are going to analyse the pros and cons of banking online and see how bright the future of banking for customers is going to be. Let's find out more.

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WhatsApp has recently started with its end-to-end encryption. What are the main reasons behind it? There are many. Privacy concerns could be perhaps the most obvious one. Yet the most beneficial is certainly a potential integration of the messenger with the payment systems. Let's find out how WhatsApp can start entering the industry of financial technologies!

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Wether you are a fintech developer, an investor or just about to start-up your own company in the field of financial technologies, fintech events are the golden source of knowledge. Yet it is never possible to attend every single conference. Find out top fintech events to attend each year.

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Banking API, PSD 2, XS2A and other terms are heard often in 2016. What do they all stand for? In this article you will get answers to 10 burning questions about banking API technology. Treat it as your survival guide for understanding financial data aggregation.

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App With The Bank!

Nowadays a mobile banking app has become "the most visited branch" of nearly any bank. This article uncovers a brief history of banking on mobile devices, explains the current trends in the mobility of financial services and recommends the best ways of increasing the conversions within the mobile branch of the bank.

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