Welcome to Kontomatik Blog

Recently, we have conducted an interview with Rafał Gibczyński, CEO of SOLVEN & Polozyczka, an award-winning online lending platform. In this interview, you will find out the current status and the future plans of SOLVEN Sp. z o.o. and the secret sauce behind SOLVEN's success.

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Top Banking Trends 2017

Innovation in the financial services is certainly a hot topic. It is fueled by ever-growing investments in the fintech sector, outdatedness of the core banking systems and the regulation that requires banks to cater for the new technologies. However, with so many things on a table, it might be challenging to define the top banking trends for 2017. Let us help you with that.

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There are many fintech startups that are changing how the world of finance works. The industry has been growing very fast and today we have so many financial technology companies that it became quite challenging to spot the most interesting ones. In this ultimate list, you will see the top fintech companies to keep your eye on in 2017.

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Asian fintech has long been a buzzword. The biggest fintech companies in Asia utilize the mobile reliant society and its willingness to integrate finance and technology. Fintech growth in Asia comes from conferences, particular countries, and already established fintechs. Here’s your guide to Asian fintech.

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Europe and The United States definitely handle their fintech differently. From investment to resources involved, fintech looks very different between the two continents. The future outcome might surprise you.

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Online lending has been taking a large slice of the pie from both banking and regular lending institutions. While today most of the short-term consumer-lending happens takes place online, business owners still get their funding in an old-fashioned way. Let's examine the main pros and cons of both online and offline lending and see where the future of this sector will be.

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In most of the cases, a company is unable to offer financial services without identifying a customer. However, usually this process is either done offline or is performed online, but sloppily. In this article, we are going to take a look at the most common ways of verifying a customer identity online and will forecast the most popular ways of doing this in just a few years from now.

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Insurance vs Insurtech

As we approach 2017 insurance companies are going extinct at the same rate as old-fashioned banking institutions. Those that are not there yet will get swept under the rug at their refusal to innovate. Problems integrating with the 21st century are not just an absent digital presence, but instead the complete lack of a reactionary approach to the changes to insurance needs; both physical and digital.

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The Digital Era is not only about the entertainment we get streamed straight to our personal devices. It’s also about the way we use other services that once used to be settled in a very analogue world of brick-and-mortar offices, with employees being your interface used in real time and face to face. Do you remember video stores? Definitely. When was the last time you've seen one? And the same can happen to banks.

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The mobile segment of any market has been growing rapidly for the last decade and it is only forecasted to expand even further. While many companies adopt their services for mobile users, it is still very challenging for the financial sector to onboard the clients via their smartphones. This article explains why and how to succeed in making your financial services mobile-friendly.

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Today we will take a look at the main differences between online banks and traditional banks that offer internet banking systems. We are going to analyse the pros and cons of banking online and see how bright the future of banking for customers is going to be. Let's find out more.

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WhatsApp has recently started with its end-to-end encryption. What are the main reasons behind it? There are many. Privacy concerns could be perhaps the most obvious one. Yet the most beneficial is certainly a potential integration of the messenger with the payment systems. Let's find out how WhatsApp can start entering the industry of financial technologies!

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Wether you are a fintech developer, an investor or just about to start-up your own company in the field of financial technologies, fintech events are the golden source of knowledge. Yet it is never possible to attend every single conference. Find out top fintech events to attend each year.

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Banking API, PSD 2, XS2A and other terms are heard often in 2016. What do they all stand for? In this article you will get answers to 10 burning questions about banking API technology. Treat it as your survival guide for understanding financial data aggregation.

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