A lightweight engine for powerful credit assessment. Get the data from Kontomatik Banking API analysed in a simple wayRequest a Demo
Kontomatik Financial Health Indicator returns a value from 0 to 100. This value explains how healthy the user's bank account is, the larger the value - the healthier the account
Now you no longer need to invest heavily in the development of the credit score engines. Kontomatik Financial Health Indicator does the job perfectly
Financial Health Indicator works on top of the Kontomatik Banking API and can be enabled for your organisation in a matter of minutes. It is as simple as plug and play!
Online lending gets harder and more competitive every day. Kontomatik Financial Health Indicator is an essential ingredient in getting a competitive edge
Financial Health Indicator analyses the user's banking data in a fraction of seconds and returns the response directly to your internal systems
Expanding your business geographically has never been so easy. With Kontomatik tools you can quickly enter new markets
Financial Health Indicator is priced under the SaaS model, meaning that you pay depending on your usage. Grow and save with us!
Once your business is integrated with Kontomatik Banking API, you will be able to let your customers pass their financial data to your organization. Instead of getting this data in XML form and conducting your further analysis, you can just enable Kontomatik Financial Health Indicator. It will analyze the account data and return a simple value.
We are considering a number of factors when analyzing the credit capacity and the likelihood of repayments. While we certainly have our "secret souse" in place, we do play extra careful attention to the following items:
We estimate all of the possible income sources of your potential client and average them
Only high quality data can be trusted. We are analysing how old and how rich in data the accounts are
We conduct a throughout check of the sums of loans granted by the other lending companies
The current balance of the account is a great measure to understand how useful the loan is for the client
Ask us, we’re always ready to answer.
The more you can delegate, the more focused you can be. With Kontomatik Financial Health Indicator you no longer need to invest heavily in the development of your own credit score engines. ...Read more
Instead of it, you can just integrate with our technologies and focus on the things that matter the most for your business - generating traffic and conversions.