Solutions for Lenders

Our solutions support online lenders in customer on-boarding
and credit portfolio optimisation.

Get started
For Lenders

Are you ”almost” making decisions based on precise financial data?

Financial industry is becoming increasingly competitive, therefore anything that is less than perfect is not optimal. Our solutions maximize both the precision and speed of getting, processing and analyzing customers’ financial data in order to maximize the value of your credit portfolio.

Kontomatik use cases

Fraud Control and KYC

Fraud Control and KYC

Verify your customer online by extracting personal data from her online bank. The data has been verified by the user's bank when account was opened.

Financial Transactions

Financial Transactions

With the user’s consent, access transaction history from multiple user's banks. Update the data on request.

Account Number Verification

Account Number Verification

Verify bank account number before making any transfers.

Balance Information

Balance Information

Find out the current financial state of your customer by accessing the balance data from her accounts.

Data Enrichment

Data Enrichment

Learn more about user's income and expenses and build analytics around it.

Everything you need to streamline your customers' onboarding process.

Data Aggregation

Data Aggregation

No need to connect with dozens of banks. Single integration with Kontomatik API empowers to access other banks' data.

Learn more
Data Enrichemnt

Data Enrichemnt

Labels provide context to raw transaction data massive. Use labels to meet compliance requirements on income verification and affordability checks.

Learn more
Financial Behaviour Analysis

Financial Behaviour Analysis

Financial Behaviour is an extra data source for your scoring models based on hard data - transaction history.

Learn more

Experience and trust are probably the most important features in our business

We started working on them in 2009 and continue doing so every day.

Secure

Secure

Kontomatik has ISO 27001 certificate on data security.

Compilant

Compilant

Kontomatik is GDPR compliant and holds AIS licence under PSD2 (Europe Union specific).

Experience1

Experience1

Over 8 milion successful data imports in banks and non-bank financial institutions.

Intelligence

Intelligence

Proprietary Machine Learning applications for transaction Data Enrichment and financial behaviour analytics enabling more accurate credit scoring decisions.

Global coverage

Global coverage

We seek to accommodate your banking data aggregation needs globally. If we are not present in the region you require, we will be glad to consider this new opportunity.

Hexagon Hexagon

We are proud to be trusted by over a hundred of clients from 10 countries worldwide.

Credistar
Sun Finance
Robocash
Aventus
Smeo
Loando

Your success is what drives us

Talk to our experts today to help find the right solution for unleashing your bank's potential.

We create the best solution for you and your business

Talk to our experts today to help find the right solution for unleashing your bank's potential.

For Banks

For Banks

Digitalize customer journey and enhance new customer scoring & profiling using Independent Banking API data already now.

Learn more
For Fintechs

For Fintechs

Real-time access to banking data. Perform KYC, access raw data or financial behaviour insights.

Learn more

This site uses cookies for statistical purposes, according to Privacy policy.