Kontomatik Banking API

Our technology lets you access banking data of your users


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Why Kontomatik?

Truly Useful

Kontomatik is a market-leading product that allows financial organisations to perform KYC, credit scoring and contextual offers online.

Premier Support

With Kontomatik you will receive much more than just a product. Our team is here to guide you, help you and support you.

State of the Art Technology

Our code is clean and it works like a charm. Kontomatik learns automatically, so you get the lowest possible degree of instability.

Mutual Innovation

Let your organisation become a true innovator by using sophisticated technologies supplied by Kontomatik.

Who can benefit from Kontomatik?

Banking Institutions

Customers often choose unsuitable products because of lack of information. Until now. The service introduced by Kontomatik allows penetration of banking transaction systems, aggregation, analysis and processing of data. And this data is an opportunity for strong growth for banks with attractive products.


Instant KYC


Credit Scoring


Contextual Offers


Online Lenders

Kontomatik lets you make your services faster, safer and more reliable. With Kontomatik you can now perform instant KYC by asking a client to authenticate using his banking credentials. Next to it, you can perform a detailed credit scoring based on the actual banking history. You will get the market-leading stability, security and data quality.




Global Leadership




Start-ups and PFM Apps

Developing your own application takes lots of resources. Kontomatik lets you focus on what you are doing best. Supreme technology of Kontomatik connects bank accounts of your users with your system in a secure and efficient way. This way you can develop a superior application while being backed up with a great technology.


Easy to Integrate


Start-up friendly



Our Clients

Media about us

Big-Data Based Lending Business

"It will be a whole new experience for our customers. What Amazon has done for commerce, we would like to do for how you manage your own finances." Rene Griemens

By Ingrid Lunded, 22.01.2015

Full article at techcrunch.com

Cutting-edge Technologies of Banking APIs

To make things simple, look at the authentication with banking credentials as a “Login with Facebook” option but in the realm of financial organisations.

By Konstantin Rabin, 15.06.2015

Full article at financemagnates.com

We started developing Kontomatik with one simple idea in mind - make banking transparent & more useful for the end consumers.


Financial sector is one of the most conservative industries out here and our aim is to supply you with the best possible tool for transforming your conservative organisation into an innovative company.


It is hard to imagine progress without technology, and soon it will be even harder to imagine financial industry without Kontomatik.


Marcin Truszel, Kontomatik CEO

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